Comprehensive Retirement Planning

Comprehensive Retirement Planning2019-02-07T21:11:23+00:00
Integrated Planning

With over 25 years of experience our service offerings are vast and thorough:

Comprehensive Integrated Financial Planning

Comprehensive Integrated Financial Planning

• Retirement & Investment Planning
• Written Retirement Blueprints
• Estate & Tax Planning
• Collaboration with existing CPA’s and attorney’s

Investment Management

Investment Management

• Institutional Portfolio Risk Management
• Principal protection strategies
• Enhanced Dividend Strategies
• Stop-Loss Strategies
• Real Estate Investments

Retirement Planning

Retirement Planning

• Income Distribution Planning
• Social Security
• Medicare Planning
• Long Term Care
• Tax Free Retirement Options
• Roth Conversion Strategies

Tax Planning

Tax Planning

• Retirement Income Tax Planning
• Defined Benefit Plans
• Required Minimum Distribution Planning
• Highly Appreciated Assets (1031 Exchanges, Businesses)
• IRA Tax Strategies
• IRA Trusts

Estate Planning

Estate Planning

• Living Trusts
• IRA Trusts
• ILIT Trusts
• Charitable Remainder Trusts

Cash Flow Planning

Cash Flow Planning

• Guaranteed Lifetime Income Streams
• Yield Producing Investments
• Required Minimum Distribution Planning
• Retirement Budget Planning
• Social Security Planning
• Principal Protection Strategies

financial plan background

Do you have a solid financial plan in place?

RECEIVING A SECOND OPINION

Creating and maintaining a sound financial plan involves a detailed review of your entire financial picture and proactive recognition of your needs. At Reyes Financial Architecture, we believe the ability to build wealth is a result of diligent planning.

  • Do you have a true risk management plan for your retirement portfolio to avoid the next market crash?
  • Do you know how much money you can withdraw without ever running out of money?
  • What impact will taxes have on your retirement income?
  • How will rising inflation affect your cash flow?
  • When is the optimal time to take Social Security?
  • What impact will medical costs have on your portfolio and quality of life?
  • Are you taking too much risk in your portfolio?
  • Are there strategies to create predictable income streams?
  • Are there investments that can create tax-free income?
  • What are the financial risks of Long Term Care?
financial plan background

Do you have access to investment opportunities others do not?

Protecting Your Wealth

It is important that your wealth not only continues to grow, but is protected against market volatility. Our proven cash flow investing philosophy and broad strategy diversification deliver results that provide stability and elevate the overall financial plan.

  • Are your investments generating enough income and cash flow?
  • Is your investment portfolio protected from market volatility through investing in non-correlated assets?
  • Is your insurance positioned as an asset class and integrated with your investment strategy?
  • Have you reviewed loans and mortgages to reduce interest costs and determine whether any may be tax deductible?
  • Have you considered the potential costs of future health care?
  • Is your plan being regularly reviewed and adjusted to ensure you’re on track?
If you were unsure about the answers to any of these questions

it's time to make a change.

Empower your retirement knowledge with The Little Red Book of Retirement

When most people think about retirement, they may simply think of an age or an amount of money to retire with. These two factors alone aren’t enough to secure a prosperous retirement. The Little Red Book of Retirement aims to help you address important questions that pertain to your retirement planning needs in an effort to help you get closer to reaching your goals now and in retirement. Download your free digital copy here to get started!

Start your journey

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Contact Us for a Second Opinion

Julie Reyes

Chief Financial Officer, Chief Compliance Officer

Julie Reyes is Chief Financial Officer and Chief Compliance Officer with Reyes Financial Architecture, Inc., a Registered Investment Advisory Firm specializing in portfolio risk management strategies, retirement income distribution and generational wealth planning. Julie is a Certified Public Accountant (Inactive) and a California Real Estate Broker. She also holds multiple licenses in the insurance and financial services fields. Julie graduated from Pennsylvania State University, with distinguished honors in 1997 and began her career with Price Waterhouse, LLP that year specializing in tax and audit. She became a California Real Estate Broker in 2002. Julie has worked with David and Reyes Financial Architecture since the company’s inception, and uses her financial background and expertise to help a wide range of clients protect their assets, minimize their tax liabilities and maximize their cash flow.

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David Reyes

David Reyes is the Founder of Reyes Financial Architecture, Inc., a Registered Investment Advisory Firm specializing in portfolio risk managed strategies, retirement income distribution planning and social security planning. David works in collaboration with CPA’s, attorneys and other money managers to ensure that all planning is not only implemented but also integrated. This collaborative team approach seeks to ensure the highest probability of success.

David has been an advisor for over 20 years and holds multiple licenses and registrations in the financial, real estate, and insurance fields. David is featured in many magazines such as “Kiplinger Personal Finance Magazine,” “Boomer Market Advisor,” and is co-author of four books on estate and retirement planning. David’s latest book “The Little Red Book of Retirement” has recently been released. Currently David is working on a new book entitled, “Momma’s Secret Recipe to a Successful Retirement” with Jack Canfield. David advises many professional and public groups including CPA’s and Attorneys on retirement, taxes, estate planning, and asset protection. David is also the host of “The Retirement Architect Radio” heard every Saturday on 1210 AM KPRZ.

David is a distinguished graduate from UCLA’s Personal Financial Planning program and is a graduate of e Wharton Business School in their Retirement Income Planning Certification program. David has also been named 2015 Advisor of the Year by the National Social Security Association (NSSA) for his advocacy to educate retirees on maximizing their retirement income.

David and Julie have been blessed with three wonderful children, Morgan, Taylor and young David Reyes, III. David’s hobbies include Tennis, Church fellowship and spending time with his family.

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