Articles

Rebecca Lake – May 22, 2020 These select apartment REITs could prove stable in a declining rental market. Read entire article here…

Listen to David’s advice how the coronavirus pandemic gives opportunity to retirement investors. Watch the clip here!

Geoff Williams – May 20, 2020 If you’re thinking about selling your home, here’s what to know about the taxes you may owe. Read entire article here…

Erick Sherman – May 4, 2020 As markets have swooned and strutted in the COVID-19 pandemic, investors may have found their eyes bouncing up and down in time with the S&P 500, Dow, Nasdaq, and Russell 200. Read entire article here…

Rebecca Lake – May 1, 2020 When it comes to managing your portfolio, you may prefer the “less is more” approach. Read entire article here…

Adam Shell – April 22, 2020 The attack on your stock holdings came quickly this time, but it’s never too late to dust off your bear market survival kit. Read entire article here…

Rebecca Lake – April 10, 2020 These are your best options for investing in index funds during a bear market. Read entire article here…

Listen to David’s advice on what areas you can reduce expenses during crisis. Watch the clip here!

The stock market has taken a major beating during the coronavirus crisis. Financial experts don’t believe people under 40 should have to worry about their retirement accounts. Historically, markets have rebounded from major losses. Watch the clip here!

Sarah Max – March 27, 2020 As more Americans have bucked conventional wisdom in recent years and retired while still carrying a home mortgage, the market upheaval has created an opening to consider refinancing. Read entire article here…

David Reyes of Reyes Financial Architecture discusses the stock market plunge amid the coronavirus pandemic. Watch the clip here!

David Reyes of Reyes Financial Architecture, interviewed live by Steve Price for CBS8 News, give us tip on what to do now. Watch the clip here!

Patrick Sanders – March 10, 2020 Reverse mortgages are a way for older Americans to access the equity in their homes and use it to fund retirement. However, there are strict rules and guidelines surrounding who qualifies for these mortgages, as well as how much income a reverse mortgage can provide and how much they […]

Mia Taylor – March 3, 2020 Reverse mortgages are a way for older Americans to access the equity in their homes and use it to fund retirement. However, there are strict rules and guidelines surrounding who qualifies for these mortgages, as well as how much income a reverse mortgage can provide and how much they […]

Rebecca Lake – February 14, 2020 There are certain things you can’t afford to get wrong as an investor. Making sure you have the right asset allocation and that your risk tolerance aligns with your risk capacity is important. Read entire article here…

The senior population is San Diego is booming, so if you or someone you know is looking to retire this year, Financial Advisor David Reyes was in studio to discuss some immediate steps to take to be prepared for the golden years. Watch the clip here! 

Maryalene LaPonsie – January 21, 2020 FOR MILLIONS OF Americans, there is no getting around the need to file an annual tax return. Fortunately, the IRS gives you plenty of time to organize your paperwork and submit your forms. The regular filing deadline is April 15, and those requesting an extension can take up to Oct. 15 […]

The year is coming to a close, and it’s time for many people to start planning for the year ahead, including with our finances. Local Financial Adviser David Reyes was in studio to tell us more. Watch the clip here! 

Anna-Louise Jackson – December 10, 2019 Making sense of the options in your 401(k) can seem daunting at first. As a result, that causes many people to make investment decisions that are influenced by something very simple — the order in which they’re presented. Read entire article here…

Tara Mastroeni – December 8, 2019 At its best, buying an investment property is a huge step towards generating passive income. However, in order to set yourself up for success, it’s important to make sure that you’re ready to take the leap. Read entire article here…

Debbie Carlson – November 21, 2019 Investors are likely to receive mutual fund capital gains distributions, along with a capital gains tax bill reflecting their profits – especially because of sizable gains in the S&P 500 this year. Capital gains can result because of rising share values and they can come from mutual fund dividends, which are […]

The National Retail Federation recently said that it expects Americans to spend between $727.9 billion and $730.7 billion during the holidays this year, a 3.8 to 4.2 percent increase from 2018. As holiday spending is projected to increase, it’s important that we take the necessary steps to ensure we don’t shop ourselves into debt. Local […]

Lee Barney – November 8, 2019 What should plan sponsors ensure that participants understand about the tax treatment of retirement savings accounts? Sources say there are a few key points that participants should readily be able to understand. Read entire article here…

FOR IMMEDIATE RELEASE SAN DIEGO, CA — October 29, 2019 – San Diego investment advisor, David Reyes of Reyes Financial Architecture, teamed up with a select group of financial professionals and renowned writer, Jack Canfield, to author a new book titled, Momma’s Secret Recipe for Retirement Success: The Truth About Risk, The Stock Market, Fees and Annuities. […]

Jeff Gitlen – October 18, 2019 A second home is a “home away from home,” and can come in handy when you want a quick break or extended vacation. You can bypass the hotel check-in lines, botched reservations, or rental unit costs. In fact, you can even earn money by turning your second home into […]

David Reyes ranked on the Amazon best-seller lists with the new book, Momma’s Secret Recipe for Retirement Success, Coauthored with Jack Canfield. San Diego, CA – September 26, 2019: David Reyes, Founder of Reyes Financial Architecture, joined Jack Canfield, along with a select group of professionals around the world to co-write the book, Momma’s Secret Recipe […]

Geoff Williams – October 7, 2019 TAX SEASON WILL BE HERE before you know it, and you may be wondering what could happen if you don’t file your 2019 returns by the April 15, 2020 deadline. For many people, filing taxes is a straightforward process. Perhaps, you have tax withheld from your paycheck and you file your taxes […]

Anna-Louise Jackson – September 6, 2019 There are plenty of important questions to ask on your first day of work: Where’s the bathroom? What time can I leave? But only one could help you become a millionaire someday. So move this question to the top of your list: How do I enroll in the 401(k)? Read entire […]

Maryalene LaPonsie – July 26, 2019 Invesco S&P 500 Low Volatility ETF (ticker: SPLV) SPLV tracks the S&P 500 Low Volatility Index and is a good choice for conservative investors who are seeking low volatility and great performance, says David Reyes, chief financial architect at San Diego-based Reyes Financial Architecture. “Low volatility as an asset class […]

Workers younger than 66 lose up to $100,000 in Social Security lifetime benefits on April 29. Why?  Because the “File and Suspend,” Social Security claiming strategy, which allowed a retiree to take benefits off of a spouse’s record while deferring his or her own record, has been eliminated. I believe this decision was based on […]

Means testing to attain Social Security benefits may be on the docket for the future. Those of us who counsel clients on Social Security understand firsthand the long-term effect of Congress’ recent elimination of the File and Suspend and Restricted Application claim strategies. That change means fewer claim strategies for retirees seeking to maximize Social […]

Peer-to-peer lending isn’t as “alternative” as it used to be, and that’s been a boon to funds such as Direct Lending Investments, which specializes in buying high-interest, short-term small-business loans. The downtown L.A. hedge fund last week made a three-year, $250 million commitment to provide capital for loans made through lending site Biz2Credit. The deal […]

David Reyes II recently hit two Amazon.com best-seller lists with the new business book, “SuccessOnomics.” San Diego, CA – October 13, 2014 – David Reyes II is the Founder and Chief Financial Architect of Reyes Financial Architecture, Inc., a Registered Investment Advisory Firm. David recently joined a select group of the world’s leading experts, to […]

One direct lending fund returned 12.7% last year; seen as alternative to measly returns on bonds. As traditional bond funds scramble to navigate around the threat of rising interest rates, a growing number of investors and financial advisers are tapping into private credit markets, thanks to an expanding network of entry points. “It’s a great […]

“Rule number one: never lose money. Rule number two: never forget rule number one.” Warren Buffett may or may not have had taxes in mind when he uttered this quotable phrase, but proactive tax planning is one of the most important things a financial advisor can do to help clients follow Mr. Buffett’s number-one rule. […]

Evensky, Carson and others offer strong reactions to the legendary investor’s prediction about demise of RIAs ThinkAdvisor’s Nov. 21 interview with Ken Fisher in which the renowned money manager forecast the demise of the RIA world in 10 years ignited a fire under advisors. Fisher predicted that, if the fiduciary features of Dodd-Frank are implemented, […]

Angela Deppe was surprised when her mother filed for Social Security benefits at the age of 62. While filing for benefits as soon as one is eligible is a very common practice, Deppe, a CPA, and her husband, a financial consultant, knew it was a major mistake. “She asked our opinion, and we told her […]