Retirement Planning San Diego & Financial Advisor San Diego

Most retirees are concerned about running out of money. We partner with you to
create a plan to have the most amount of income with the least amount of risk,
Giving You the Joy of Retirement Freedom.

     

Beyond Stocks and Bonds

Our institutional approach to investing offers a broad range of diversified investments that generate stable cash flow with less volatility than a typical "stocks and bonds" portfolio.

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“If you only receive 50% of the upside of the market and none of the losses, you beat the market over time. With this knowledge, our primary focus is risk management.”

- David Reyes

Integrated Planning

With over 25 years of experience our service offerings are vast and thorough:

Comprehensive Integrated Financial Planning

Comprehensive Integrated Financial Planning

• Retirement & Investment Planning
• Written Retirement Blueprints
• Estate & Tax Planning
• Collaboration with existing CPA’s and attorney’s

Investment Management

Investment Management

• Institutional Portfolio Risk Management
• Principal protection strategies
• Enhanced Dividend Strategies
• Stop-Loss Strategies
• Real Estate Investments

Retirement Planning

Retirement Planning

• Income Distribution Planning
• Social Security
• Medicare Planning
• Long Term Care
• Tax Free Retirement Options
• Roth Conversion Strategies

Tax Planning

Tax Planning

• Retirement Income Tax Planning
• Defined Benefit Plans
• Required Minimum Distribution Planning
• Highly Appreciated Assets (1031 Exchanges, Businesses)
• IRA Tax Strategies
• IRA Trusts

Estate Planning

Estate Planning

• Living Trusts
• IRA Trusts
• ILIT Trusts
• Charitable Remainder Trusts

Cash Flow Planning

Cash Flow Planning

• Guaranteed Lifetime Income Streams
• Yield Producing Investments
• Required Minimum Distribution Planning
• Retirement Budget Planning
• Social Security Planning
• Principal Protection Strategies

Learn More

What does Reyes Financial Architecture do Differently?

Empower your retirement knowledge with The Little Red Book of Retirement

When most people think about retirement, they may simply think of an age or an amount of money to retire with. These two factors alone aren’t enough to secure a prosperous retirement. The Little Red Book of Retirement aims to help you address important questions that pertain to your retirement planning needs in an effort to help you get closer to reaching your goals now and in retirement. Download your free digital copy here to get started!

Free Retirement Portfolio Review:




Julie Reyes

Chief Financial Officer, Chief Compliance Officer

Julie Reyes is Chief Financial Officer and Chief Compliance Officer with Reyes Financial Architecture, Inc., a Registered Investment Advisory Firm specializing in portfolio risk management strategies, retirement income distribution and generational wealth planning. Julie is a Certified Public Accountant (Inactive) and a California Real Estate Broker. She also holds multiple licenses in the insurance and financial services fields. Julie graduated from Pennsylvania State University, with distinguished honors in 1997 and began her career with Price Waterhouse, LLP that year specializing in tax and audit. She became a California Real Estate Broker in 2002. Julie has worked with David and Reyes Financial Architecture since the company’s inception, and uses her financial background and expertise to help a wide range of clients protect their assets, minimize their tax liabilities and maximize their cash flow.

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David Reyes

David Reyes is the Founder of Reyes Financial Architecture, Inc., a Registered Investment Advisory Firm specializing in portfolio risk managed strategies, retirement income distribution planning and social security planning. David works in collaboration with CPA’s, attorneys and other money managers to ensure that all planning is not only implemented but also integrated. This collaborative team approach seeks to ensure the highest probability of success.

David has been an advisor for over 20 years and holds multiple licenses and registrations in the financial, real estate, and insurance fields. David is featured in many magazines such as “Kiplinger Personal Finance Magazine,” “Boomer Market Advisor,” and is co-author of four books on estate and retirement planning. David’s latest book “The Little Red Book of Retirement” has recently been released. Currently David is working on a new book entitled, “Momma’s Secret Recipe to a Successful Retirement” with Jack Canfield. David advises many professional and public groups including CPA’s and Attorneys on retirement, taxes, estate planning, and asset protection. David is also the host of “The Retirement Architect Radio” heard every Saturday on 1210 AM KPRZ.

David is a distinguished graduate from UCLA’s Personal Financial Planning program and is a graduate of e Wharton Business School in their Retirement Income Planning Certification program. David has also been named 2015 Advisor of the Year by the National Social Security Association (NSSA) for his advocacy to educate retirees on maximizing their retirement income.

David and Julie have been blessed with three wonderful children, Morgan, Taylor and young David Reyes, III. David’s hobbies include Tennis, Church fellowship and spending time with his family.

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