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Financial Advisor & Retirement Planner, San Diego

“You Retire Once,
We Retire Everyday”

Reyes Financial Architecture, Offers Retirement Financial Planning, Risk Managed Wealth Management Services, Income Strategies, Income Distribution Planning, Social Security Planning, Tax and Estate Planning.

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Our Services


Our Story

David was fortunate to experience a close and beneficial relationship with his grandfather. As David’s grandfather aged, he was diagnosed with dementia and it wiped out his estate. It made such an impact, David made the decision to utilize this experience to effectively pay it forward and assist others to avoid this devastating life ordeal.

This experience is what shaped the business philosophy of: because we are responsible for our client’s entire estate our first goal is to protect assets, our second responsibility is to grow your assets and ultimately create lifetime income streams you and your family can never outlive.

Our goal is to be a calming influence in and throughout retirement.

Meet the Team

David Reyes

David Reyes

Founder, Chief Financial Architect

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Profile Julie Reyes

Julie Reyes

Chief Financial Officer, Chief Compliance Officer

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Profile Adriana Rascon

Adriana Rascon

Executive Client Service Coordinator

Profile Deborah Spencer

Deborah Spencer

Senior Planning & Operations Manager

Profile Erika Lopez

Erika Lopez

Financial Planning Assistant

Morgan Reyes Profile

Morgan Reyes

Operations Assistant

Noelle Bernal Profile Image

Noelle Bernal

Medicare Consultant

Reyes Resource Center

Your path to Financial Freedom starts with education. The Reyes Resource Center is your central location to find the information you want. You’re one click away from starting your journey to Financial Freedom.

TV Show

First Show

Radio Show

July 14th, 2024 – David Reyes, The Retirement Architect, “Diversifying Smarter For The Next Generation"

July 7th, 2024 – David Reyes, The Retirement Architect, “Smart Income Strategies: Boosting Your Distribution Rate with Annuities"

June 30th, 2024 – David Reyes, The Retirement Architect, “How You Can Stop Worrying About Running Out Of Money"

June 23rd, 2024 – David Reyes, The Retirement Architect, "Is Your Advisor An Expert In Retirement Planning?"

June 16th, 2024 – David Reyes, The Retirement Architect, "Do You Hold Your Advisor Accountable?"

The Little Red Book Of Retirement

High Net Worth Investor Edition Presented 

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The Little Red Book 
of Retirement

Aims to help you address important questions that pertain to your retirement planning needs in reach your goals now and in retirement.

Momma’s Secret Recipe for Retirement Success

Get The Truth About Risk, The Stock Market, Fees, and Annuities! Momma’s Secret Recipe will change the way you view your money forever.

Request Your Personal 
Complimentary Financial Review

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“Means I no longer have to feel embarrassed about My Financial IQ – I now feel in charge and confident”


Reyes Financial Architecture, Inc. (“RFA”) is an SEC registered investment advisory firm. Such registration does not imply a certain level of skill or training. For a copy of RFA’s current form ADV 2A Brochure that includes a description of our services provided, fees charged and other important information, please call us at 858-597-1966 or go to . RFA may only transact business or render personalized investment advice in those states and international jurisdictions where we are registered/filed notice or otherwise excluded or exempted from registration requirements. Any communications with prospective clients residing in states or international jurisdictions where RFA is not registered or licensed shall be limited so as not to trigger registration or licensing requirements. For additional important disclosures, please click here.

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© Copyright 2023 | Reyes Financial Architecture, Inc. | All Rights Reserved | Firm Disclosures
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