Superior Performance Requires a Unique Approach

Our Philosophy

Plan

According to the Certified Financial Planning Board (CFP), less than 2/3 of retirees has a written plan. All of our clients have a written retirement-income and financial plan. Do you?

Protect

If you only earn 30% of the upside of the market and received zero of the downside, you beat the market. At Reyes Financial Architecture, we take risk management seriously and use unique strategies, in order to protect downside risk, while participating in market gains.

Prosper

With proper planning and risk management, you are more likely to have the certainty you need to have a prosperous and stress-free retirement.

Our 4 Step Process

• expand_moreStep 1: Begin with a Personal Interview

  At Reyes Financial Architecture, we have three requirements in order to take on a client.

  1. 1. Do we all get along and like each other; which is by far the most important requirement?
  2. 2. Do we believe we can offer significant value to your current financial goals?
  3. 3. And, does our firm’s philosophy match up to what you believe?

  As fiduciaries, our clients’ thinking must to be aligned with ours or it will not be a long-term fit. During our complimentary “Rapport Meeting,” the client and Reyes will at least be able to establish requirement #1. Then we will move on to the “Second Opinion” meeting.

• expand_moreStep 2: Second-Opinion Meeting

  After gathering all of the necessary documents from a prospective client, the Reyes team will conduct a complete and thorough review of their financial information. During this “Second Opinion” meeting, and based on their review, we will present observations and recommendations. Some of the areas of observations and recommendations may include, but are not limited to, the following:

  • Review of current investment portfolio, access client’s exposure to financial risk and recommendations of active risk-management strategies in order to protect downside market exposure.
  • Review and recommend retirement-income distribution plans, incorporating the maximization of social security.
  • Review and recommend lifetime income streams, in order to alleviate longevity risk.
  • Identify potential tax-planning strategies, in order to protect and optimize the estate.
  • Identify potential asset-protection strategies, in order to protect retirement assets.

  At the conclusion of the “Second Opinion” meeting, you (as a potential client) will have a thorough understanding of the value added at Reyes and if the three (3) requirements are met. Then we move forward toward engagement and welcome you into our family of clients.

• expand_moreStep 3: Engagement

  Reyes Financial Architecture will become your financial advisory firm, and design and implement the agreed upon plan that helps you reach your financial goals. The implementation phase can take anywhere from 30 days to 6 months, depending on the complexity and amount of items in the plan.

• expand_moreStep 4: Plan Maintenance

  Quarterly and/or Annual ongoing plan maintenance is conducted by the Reyes team, in order to monitor progress in relation to the plan.

Our Mission Statement

To help affluent individuals and families plan, implement and manage every phase of their Pre and Post Retirement life, insuring their “Golden Years” are just that, “Truly Golden”.

• expand_moreOur Investment Philosophy

  At Reyes, we believe no two investors are alike. Our investment process is client focused. Our motto is, “Winning by not losing!” We base our process on a personalized approach, using multiple strategies. We protect and grow capital by diversifying and investing in strategies that are not reliant on the stock market for returns and protecting investments through insuring against catastrophic loss or hedging. This investment philosophy goes above and beyond typical diversification. Our investment philosophy is designed to protect and grow capital regardless of market conditions, absolute return investing.

• expand_moreOur Planning Philosophy

  At Reyes, our belief is we can best serve our clients with a collaborative approach to financial planning. We work with other professionals across multiple disciplines—including CPA’s and estate planning attorneys. This approach ensures that your planning is not only implemented, but integrated to insure the very best result. We create a plan that will maximize your income, minimize your taxes and ensure you have the highest quality of retirement life. Our financial planning philosophy is simple: Have no agenda other than that of our clients.

• expand_moreOur Fiduciary Oath

  As a Registered Investment Advisory firm, Reyes Financial Architecture, Inc. and its advisors, act as fiduciaries to their clients. Our advisors embrace this fiduciary role on behalf of each and every client, and to that end:

  • Our advisors shall exercise their best efforts to act in good faith, and in the best interests of the client.
  • In the instances where conflicts of interest may exist, our advisors shall disclose the conflict that would exist to the client, prior to the commencement of any engagement.

Reyes Financial Architecture, Inc. is a Registered Investment Advisory Firm specializing in portfolio risk managed strategies, retirement income distribution planning and social security planning to individuals, trusts, estates and business owners. Reyes and its’ advisors work in collaboration with other professionals across multiple disciplines including CPA’s and Estate Planning Attorney’s to ensure that all planning is not only implemented but also integrated. This collaborative team approach seeks to ensure the highest probability of success. Our interests are the same as yours – To Protect Wealth, Dreams and Legacies.