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About David Reyes

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So far David Reyes has created 8 blog entries.

Means Testing, Serious Social Security Business

2018-09-12T07:22:31+00:00

Workers younger than 66 lose up to $100,000 in Social Security lifetime benefits on April 29. Why?  Because the "File and Suspend," Social Security claiming strategy, which allowed a retiree to take benefits off of a spouse’s record while deferring his or her own record, has been eliminated. I believe this decision was based on [...]

Means Testing, Serious Social Security Business2018-09-12T07:22:31+00:00

Are Your Clients Too Affluent for Social Security?

2018-09-12T07:22:31+00:00

Means testing to attain Social Security benefits may be on the docket for the future. Those of us who counsel clients on Social Security understand firsthand the long-term effect of Congress’ recent elimination of the File and Suspend and Restricted Application claim strategies. That change means fewer claim strategies for retirees seeking to maximize Social [...]

Are Your Clients Too Affluent for Social Security?2018-09-12T07:22:31+00:00

Hedge Fund Looks to Capitalize on Peer-to-Peer

2018-09-12T07:22:31+00:00

Peer-to-peer lending isn’t as “alternative” as it used to be, and that’s been a boon to funds such as Direct Lending Investments, which specializes in buying high-interest, short-term small-business loans. The downtown L.A. hedge fund last week made a three-year, $250 million commitment to provide capital for loans made through lending site Biz2Credit. The deal [...]

Hedge Fund Looks to Capitalize on Peer-to-Peer2018-09-12T07:22:31+00:00

Financial Advisor David Reyes II Hits Amazon Best-Seller List With New Book, “SuccessOnomics”

2018-09-12T07:22:31+00:00

David Reyes II recently hit two Amazon.com best-seller lists with the new business book, “SuccessOnomics.” San Diego, CA – October 13, 2014 – David Reyes II is the Founder and Chief Financial Architect of Reyes Financial Architecture, Inc., a Registered Investment Advisory Firm. David recently joined a select group of the world’s leading experts, to [...]

Financial Advisor David Reyes II Hits Amazon Best-Seller List With New Book, “SuccessOnomics”2018-09-12T07:22:31+00:00

Private Credit Markets Offer Investors Double-Digit Returns

2018-09-12T07:22:31+00:00

One direct lending fund returned 12.7% last year; seen as alternative to measly returns on bonds. As traditional bond funds scramble to navigate around the threat of rising interest rates, a growing number of investors and financial advisers are tapping into private credit markets, thanks to an expanding network of entry points. “It's a great [...]

Private Credit Markets Offer Investors Double-Digit Returns2018-09-12T07:22:31+00:00

Winning by Not Losing: Year-End Tax Management for the High-Net-Worth Client

2018-09-12T07:22:31+00:00

“Rule number one: never lose money. Rule number two: never forget rule number one.” Warren Buffett may or may not have had taxes in mind when he uttered this quotable phrase, but proactive tax planning is one of the most important things a financial advisor can do to help clients follow Mr. Buffett’s number-one rule. [...]

Winning by Not Losing: Year-End Tax Management for the High-Net-Worth Client2018-09-12T07:22:31+00:00

Ken Fisher’s RIA Warning Draws Advisor Ire

2018-09-12T07:22:31+00:00

Evensky, Carson and others offer strong reactions to the legendary investor’s prediction about demise of RIAs Ken Fisher says BDs will gobble up RIAs under a uniform fiduciary standard. Is he right? ThinkAdvisor’s Nov. 21 interview with Ken Fisher in which the renowned money manager forecast the demise of the RIA world in [...]

Ken Fisher’s RIA Warning Draws Advisor Ire2018-09-12T07:22:31+00:00

Social Security 101, by M. Sharon Baker

2018-09-12T07:22:31+00:00

Angela Deppe was surprised when her mother filed for Social Security benefits at the age of 62. While filing for benefits as soon as one is eligible is a very common practice, Deppe, a CPA, and her husband, a financial consultant, knew it was a major mistake. “She asked our opinion, and we told her [...]

Social Security 101, by M. Sharon Baker2018-09-12T07:22:31+00:00
Julie Reyes

Chief Financial Officer, Chief Compliance Officer

Julie Reyes is Chief Financial Officer and Chief Compliance Officer with Reyes Financial Architecture, Inc., a Registered Investment Advisory Firm specializing in portfolio risk management strategies, retirement income distribution and generational wealth planning. Julie is a Certified Public Accountant (Inactive) and a California Real Estate Broker. She also holds multiple licenses in the insurance and financial services fields. Julie graduated from Pennsylvania State University, with distinguished honors in 1997 and began her career with Price Waterhouse, LLP that year specializing in tax and audit. She became a California Real Estate Broker in 2002. Julie has worked with David and Reyes Financial Architecture since the company’s inception, and uses her financial background and expertise to help a wide range of clients protect their assets, minimize their tax liabilities and maximize their cash flow.

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David Reyes

David Reyes is the Founder of Reyes Financial Architecture, Inc., a Registered Investment Advisory Firm specializing in portfolio risk managed strategies, retirement income distribution planning and social security planning. David works in collaboration with CPA’s, attorneys and other money managers to ensure that all planning is not only implemented but also integrated. This collaborative team approach seeks to ensure the highest probability of success.

David has been an advisor for over 20 years and holds multiple licenses and registrations in the financial, real estate, and insurance fields. David is featured in many magazines such as “Kiplinger Personal Finance Magazine,” “Boomer Market Advisor,” and is co-author of four books on estate and retirement planning. David’s latest book “The Little Red Book of Retirement” has recently been released. Currently David is working on a new book entitled, “Momma’s Secret Recipe to a Successful Retirement” with Jack Canfield. David advises many professional and public groups including CPA’s and Attorneys on retirement, taxes, estate planning, and asset protection. David is also the host of “The Retirement Architect Radio” heard every Saturday on 1210 AM KPRZ.

David is a distinguished graduate from UCLA’s Personal Financial Planning program and is a graduate of e Wharton Business School in their Retirement Income Planning Certification program. David has also been named 2015 Advisor of the Year by the National Social Security Association (NSSA) for his advocacy to educate retirees on maximizing their retirement income.

David and Julie have been blessed with three wonderful children, Morgan, Taylor and young David Reyes, III. David’s hobbies include Tennis, Church fellowship and spending time with his family.

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